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Old 06-08-2010, 09:10 AM
candiid candiid is offline
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Quote:
Originally Posted by Settle View Post
I am not as sure about that as you seem to be right now. For the credit issuer, who gets some money rather than none, settlement seems a better choice.

But with all the negatives associated with settlement, settlement paints big negative strokes on a person's credit. Settlement seems to destroy the personal credit for years to come, where BK offers a very clean break within the credit world.

Do you agree?
I'm not sure if I will agree to this that well. BK offcourse could be a li'l better for the person because he doesn't have to pay thereafter but for the creditors settlement is a better option out of the two .As far as negative strokes are concerned they are equally bad in case of BK as well .
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