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I had never paid anyone using Paypal's e-check service until I needed to last month. It seems to clear once paypal receives the funds from the your bank account. So it is like depositing money from your bank account into paypal where it normally takes 5 - 9 working days. It's the same with e-check I guess as that is just the same procedure where it comes out of the bank and paypal will not clear the e-check until they receive the payment.
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