2checkout
I recommend 2checkout for low-budget startup companies looking for merchant accounts. They have a low setup fee but the problem with them is that they take a good portion of your money each month. If you are certain that you will be in business a long time and have the money to invest, then these probably aren't your guys. But otherwise, it is a great start-up merchant company.
Does anyone know which company actually has the lowest fees on a recurring basis (monthly or per transaction)?
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