Don't Quit Your Day Jobs Just Yet
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While there are numerous benefits to running your own home-based business, if you have many other financial obligations then maybe it's not such a good idea to totally forego a steady paycheck. You can continue working for your company while setting and ramping up you own business.
It usually takes a lot of time before you can decide on a particular business and finish all the paper works and other requirements. It can also take a while before you can build a network, obtain clients and get a steady stream of sales. One of the hardest things about having your own business is managing cash flow and it can be very difficult to keep a business afloat if you have very little money coming in. You can stay at your current job until such time that your business is already bringing in significant income.
In the meantime, your job will give you the means to pay for your mortgage, your utility bills and all other expenses at home. It will also give you the money to continue running your business while you have not gained enough clients and will give you the money to pay for additional equipment or the other requirements of your home business. Of course this means you have to work harder because you will be doing work for two companies. But setting up a business really requires a lot oh hard work so you must make sure you have the patience and dedication to stick to it.
Another good reason top stay at your current job aside from the steady paycheck is the employee benefits. If you work full-time for a stable company then it is likely you get one or more of the following benefits: health & dental plans, child care, and a retirement plan. You may want to stick around until such time you can afford to give yourself the same benefits through your business. These benefits usually cost a lot of money and it might be a good idea to have an employer pay for these benefits for as long as possible.
Aside from these benefits, it may also be good for you to continue working while building your network of contacts. Being out and working in a corporate environment can give you many opportunities to meet people. Keep building your network because it is the best way to gain clients.
Working will also prevent you from overstressing about your business. You can work hard at it and have the security of a steady paycheck. Your whole family's finances won't be solely dependent on the success of your home-based business. You will also have the opportunity to interact with other people daily. Interacting with people will give you the opportunity to generate more ideas for your business and can save you from boredom. Working at home means working on your own and if you don't have a steady amount of work, sometimes you can get lonely or bored.
Just remember that the company you are working for does not pay you to work on your own business. Be professional and continue to give your best performance at work.
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